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Real solutions for real borrowers

Flexible lending options, fast approvals, and dedicated support every step of the way.

About Finsure Loans Max

Max offer home loan solutions designed to fit real‑life needs. With a wide range of options – from residential and vacant land loans to bridging, expat, non‑resident, SMSF, and commercial loans – we help more borrowers find finance that works for them.

We understand that every situation is different, so our approach is flexible and practical, focusing on what makes sense for you now and into the future. Powered by MA Money, Max delivers tailored lending solutions with confidence.

With Max, it’s not just about finance, it’s about finding a loan that fits.

Seamless credit process

Fast 48‑hour conditional approvals with direct access to the Credit Analyst assessing your client’s loan.

Expert broker support

Experienced BDMs, supported by a Credit Development Manager, delivering timely decisions and tailored guidance.

Broader lending solutions

Flexible policies and a diverse product range designed to support more loan types and client scenarios.

Our Solutions

Workshop a scenario

Residential Loans

Purchasing, refinancing, investing or consolidating debt, our residential loans are designed to adapt to your clients’ needs. With flexible policies and competitive rates we make property goals easier to reach.

  • Loan Term: 5 to 40 years*
  • Loan Size: $100,000 to $15M
  • Cash out to max LVR for any purpose+
  • All income types accepted, including overseas income
  • No credit score, CCR or DTI requirements
  • Short term employment, including probation
  • No genuine savings required
  • 100% of bonus and commission income accepted
  • Rental income shaded at 90%
  • Company debts excluded from servicing
  • Up to 6 borrowers, up to 4 loan splits, up to 4 offset accounts per loan

Vacant Land Loans

Whether your clients are planning their next big project or securing a long-term investment, our Vacant Land Loans can help turn their vision into reality.

  • Loan Size: $100,000 to $5M
  • Borrow up to 75% LVR
  • No clawbacks
  • Land can be used as sole security
  • All income types accepted, including overseas income
  • No credit score, CCR or DTI requirements
  • Short term employment, including probation
  • No genuine savings required
  • Rental income shaded at 90%
  • Company debts excluded from servicing
  • Up to 6 borrowers, up to 4 loan splits, up to 4 offset accounts per loan

Bridging Loans

Ideal for clients who need to buy before they sell, offering the speed and flexibility to secure their next property and the breathing room to complete their sale.

  • Loans from $200K to $5M (peak debt)
  • 6 to 12 months loan terms
  • Cash out to max LVR
  • No clawbacks
  • Full Doc and Alt Doc options
  • End debt flexibility
  • Capitalised interest available

Expat Loans

Designed for expats living and working abroad or Australians earning income overseas, our Expat Loans make it easier to stay connected to Australia through property ownership.

  • Loan Size: $100,000 to $5M
  • Borrow up to 80% LVR
  • 100% of net income once converted to AUD
  • Cash out to max LVR for any purpose+
  • All income types accepted, including overseas income
  • No credit score, CCR or DTI requirements
  • Short term employment, including probation
  • No genuine savings required
  • Rental income shaded at 90%
  • Up to 6 borrowers, up to 4 loan splits, up to 4 offset accounts per loan

Non-Resident Loans

To support property purchases with Foreign Investment Review Board (FIRB) approval or the refinancing of existing mortgages.

  • Loan Size: $100,000 to $2M
  • Borrow up to 80% LVR
  • 100% of net income once converted to AUD
  • Cash out to max LVR for any purpose+
  • Paid defaults up to $500 (on aggregate) considered
  • All income types accepted, including overseas income
  • No credit score, CCR or DTI requirements
  • Short term employment, including probation
  • No genuine savings required
  • Rental income shaded at 80%
  • Up to 6 borrowers, up to 4 loan splits
  • Redraw and offset accounts not available

SMSF Loans

Crafted for borrowers aiming to grow their self-managed super fund portfolio by purchasing property or refinancing an existing SMSF property mortgage.

  • Loan Size: $100,000 to $2M
  • Borrow up to 80% LVR
  • Corporate or individual trustees accepted
  • Up to 6 members, PAYG or self-employed
  • No Liquidity or Net Asset testing
  • Interest Only repayments acceptable
  • New purchase or refinance
  • Rental income shaded at 90%
  • Redraw, offset accounts and cash out not available

Commercial Loans

For self-employed clients and commercial property investors — whether buying, refinancing, consolidating or getting cash out.

  • Loans from $100K to $8M
  • Borrow up to 80% LVR
  • Terms up to 30 years
  • Cash out to max LVR for any purpose+
  • Interest only up to 10 years
  • No clawbacks
  • Full Doc, Alt Doc, Light Doc, Lease Doc
  • No credit score, CCR or DTI requirements
  • Retail shops, offices, light industrial and warehouses
  • No annual review or revaluations
  • Up to 6 borrowers, up to 4 loan splits, up to 4 offset accounts per loan

Get in touch with us today by speaking to your BDM. Alternatively, fill out the form by clicking on the button and we’ll be in touch!

Contact us

Finsure Loans Max is a brand of Finsure Finance and Insurance Pty Ltd ABN 72 068 153 926, Australian Credit Licence Number 384704. Loans issued under the Finsure Loans Max brand are provided by MA Money Financial Services Pty Ltd ACN 639 174 315 Australian Credit Licence Number 522267.